Thank-you for choosing Simpson Notaries to assist you with the buying and/or selling of your home. This online form is designed to collect the necessary information required to complete your transaction. Please have your personal information and documents ready before proceeding.

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Please complete the following form as accurately, and as completely as possible. If you are unsure of an answer you may leave it blank and move onto the next question. Please note that some questions are mandatory and will require an answer. Please note that this form will not save your entries, you cannot save your entries and come back to complete the form. Please ensure you have your information ready when entering this form.

Please enter the following information for this additional buyer/ seller as accurately and completely as possible. Click "Add Entry", in the bottom left to add each person that will be involved in this transaction.

Joint tenancy and tenancy in common are most common forms of co-ownership in Canada. The main difference is that joint tenancy provides the right to survivorship. Under Joint Tenancy when one tenant dies their interest in that property ceases to exist, and the right of survivorship automatically transfers the deceased tenant's interest to all the survivors remaining on the title as joint tenants. Under joint tenancy, a tenant cannot transfer their interest to another in their will. Co-owners in a joint tenancy hold an undivided interest the entirety of the property. In other words, the property cannot be divided or subdivided; it is to remain as a whole. Each tenant holds an equal interest in the property, for example, two owners have a ½ interest each, three owners have a 1/3 interest each. Amongst themselves, joint tenants have separate rights, but against others, they are a singular legal owner.

With tenancy in common, owners own a separate share in the property. Shares in the property can be disproportionate, for example, one owner can own 2/3 and the other 1/3, often this is proportionate to the amount each owner invests in the purchase of the property. An owner can sell their share, and the prospective buyer would then become a new tenant in common. Unlike joint tenancy, tenants in common may leave their share to another person via a will. However, if a tenant in common dies without a will, their share passes as part of their estate.

Please answer the following questions as completely as possible. This will help us to determine if you are eligible for the First Time Home Buyer exemption, and if yes how much you are entitled to.